💵
Dividend Reinvestment Calculator
Reinvested dividends and income over time
How to use
Enter an initial amount, a monthly contribution, a dividend yield, price growth and a period to see how the portfolio develops year by year. Switch between reinvesting dividends and taking them as cash to compare. The final-year dividend and monthly average show how close you are to an income goal.
Q. How much difference does reinvesting make?
A. Toggle between 'Reinvest dividends' and 'Take dividends as cash' and compare the final value. Over long periods reinvesting tends to come out ahead because of compounding.
Q. How is dividend tax applied?
A. The tax rate you enter is deducted from each year's dividend. Personal tax situations are not modelled, so treat the result as a rough guide.